Frequently asked questions

Top facts about Health Tradition for 65Plus

What exactly is Health Tradition for 65Plus?

Health Tradition for 65Plus is a Medicare Select supplement plan developed in cooperation with Mayo Clinic Health System. It is an HMO, with Mayo Clinic Health System and other community providers. Health Tradition is owned by Mayo Clinic, one of the most respected health care organizations in the world.

Are there different 65Plus plans to choose from?

Currently, Health Tradition offers only 65Plus Medicare Select Platinum. Since the reason to have a supplement plan is to avoid unexpected expense, 65Plus Platinum includes many services that other supplement plans don’t, such as extra preventive screenings, foreign travel and benefits that are not subject to dollar limits.

Is the 65Plus plan administered locally?

Yes. We are Wisconsin-based, and have been protecting western Wisconsin seniors for more than 30 years. Knowledgeable member advocates are always available by phone or in person at our Onalaska office to answer your questions. You’re welcome to stop in to call or stop in to talk about your coverage.

Where can I receive care?

Mayo Clinic Health System sites are located in La Crosse, Arcadia, Galesville, Prairie du Chien, Sparta and Tomah, Wisconsin; Caledonia and La Crescent, Minnesota; and Waukon, Iowa. Many other affiliated clinics and community hospitals are part of the provider network. Medically necessary specialty care referrals are made to La Crosse, Eau Claire and Rochester from anywhere in the network.

Does 65Plus replace my Medicare insurance?

No. It adds to the coverage you automatically receive when you enroll with Medicare. When you join the plan, you keep your original Medicare Part A and Medicare Part B coverage.

Will I have to change doctors?

No. If your primary care provider (PCP) is already part of the 65Plus network including Mayo Clinic Health System, you may keep the doctor you have. If you don’t currently have a PCP within the network, we can help you select one.

How do I make a claim?

No claim forms are necessary for in-network services. For out-of-network urgent or emergency care, we make it as simple as possible.

Who can enroll?

You are eligible to enroll in 65Plus if you are disabled or age 65 and older, enrolled in Medicare Parts A and B, and live in the plan’s service area at least 245 days each year. No physical exams are necessary for enrollment.

Will I be guaranteed coverage?

Yes, when application is submitted during the open enrollment period, which is 6 months beginning with the date you enroll in Medicare Part B. Other situations such as involuntary loss of other insurance coverage may apply.

Can my coverage be cancelled?

No. Your Health Tradition for 65Plus policy is guaranteed renewable for life and cannot be cancelled as long as you meet eligibility requirements and make the premium payments.

Does 65Plus offer Medicare Part D prescription coverage?

No. Supplement plans no longer cover prescription drugs. You may join a Medicare Prescription Drug Plan (Part D), purchased separately from a private insurance company. 65Plus is compatible with any Medicare Part D plan you choose.

Don’t see your question in this list?

Please call our Onalaska office at 1-888-459-3020 toll-free, or 1-608-781-9692 with any questions you have about how 65Plus works with Medicare.

This is an advertisement for insurance. In offering Medicare Select insurance, neither Health Tradition Health Plan nor its agents are connected with Medicare.