Medicare Countdown Checklist

Steps to prepare for your transition to Medicare coverage

Your 64th birthday

Get familiar with Medicare.

Review your current health insurance coverage to see how Medicare eligibility will affect your choices.

Learn if you are eligible for any income-based programs to help with Medicare Part A and B costs.

6 months before you turn 65

If you are retiring, begin to plan the transition from your employer plan, working with your human resources department. If not retiring, you may be able to keep your employer plan.

If you are not already receiving Social Security benefits, contact the Social Security Administration at 1-800-772-1213 to confirm your eligibility for Medicare.

Review your medical history to create a profile of expected annual health care and prescription drug needs.

Build a budget worksheet to compare your options.

Decide which provider network you are most comfortable with for both regular and complex care. See the Health Tradition provider network

Check to see if your current doctor accepts Medicare (if you plan to keep that doctor).

3 months before you turn 65

Enroll in Medicare Part A.

Enroll in Medicare Part B (unless you choose to continue with a current employer-based plan.

Check with your employer to see how your work coverage interacts with Medicare benefits.

If you’re enrolling in Part B, select and enroll in your Medicare supplement plan.

Select and enroll in a Medicare Part D prescription drug plan if desired.

At 65

Your Medicare coverage begins.

Your supplement coverage begins.

Your prescription drug coverage begins.

>> Download and print the checklist


This is an advertisement for insurance. In offering Medicare Select insurance, neither Health Tradition Health Plan nor its agents are connected with Medicare.