Medicare Countdown Checklist

Steps to prepare for your transition to Medicare coverage

Your 64th birthday

Get familiar with Medicare.

Review your current health insurance coverage to see how Medicare eligibility will affect your choices.

Learn if you are eligible for any income-based programs to help with Medicare Part A and B costs.

6 months before you turn 65

If you are retiring, start planning the transition from your employer plan, working with your human resources department.

If you are still actively working, it’s important to understand how your current employer’s group health plan coverage works with Medicare. Check with your employer benefits administrator to find out whether you can delay parts of Medicare.

You’ll want to compare the cost of that employer coverage against what it would cost you to roll over to Medicare as your primary insurance.

If you are not already receiving Social Security benefits, contact the Social Security Administration at 1-800-772-1213 to confirm your eligibility for Medicare.

Review your medical history to create a profile of expected annual health care and prescription drug needs.

Build a budget worksheet to compare your options.

Decide which provider network you are most comfortable with for both regular and complex care. See the Health Tradition provider network

Check to see if your current doctor accepts Medicare (if you plan to keep that doctor).

3 months before you turn 65

Enroll in Medicare Part A. (If continuing with a current employer’s group health plan, contact your employer benefits administrator to find out if they require you to sign up for Part A.)

Enroll in Medicare Part B. (If continuing with a current employer’s group health plan, contact your employer benefits administrator to find out if they require you to sign up for Part B.)

Check with your employer to see how your work coverage interacts with Medicare benefits.

If you’re enrolling in Medicare Part A and Part B, select and enroll in your Medicare supplement plan.

Select and enroll in a Medicare Part D prescription drug plan if desired.

At 65

Your Medicare coverage begins.

Your supplement coverage begins.

Your prescription drug coverage begins.

>> Download and print the checklist

 

This is an advertisement for insurance. In offering Medicare Select insurance, neither Health Tradition Health Plan nor its agents are connected with Medicare.

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